Devin Fitzpatrick Art Consultants Review: Dygtiggorelsen din virksomheds kultur med kunstvaerker

Det er vigtigt at have en god virksomhed kultur uanset hvad er storrelsen af din organisation, det vaere sig en stor virksomhed eller en lille virksomhed. Det bor vaere normerne for virksomheder at fremme en positiv atmosfaere at undga hoj omsaetning og give anledning til tilfredshed for bade medarbejdere og kunder. Devin Fitzpatrick Art Consultants tyder pa en enkel made at bidrage til gavn for virksomhedens kultur, og der ved hjaelp af skonhed af kunstvaerker til din virksomhed.

Husk, at dit kontor inviterer positiv energi ikke at tiltraekke den negative ene. Ved hjaelp af kunstvaerker kunne hjaelpe lette stemningen af folk inde jeres kontor. Kort sagt op dejlige fotografier, pop af farve eller inspirerende kunst til at lokke lykke. Specifikke undersogelser viser ogsa, at have kunst pa arbejdspladsen kan hjaelpe medarbejderne samle gode og positive folelser og reducere stress, i takt med stigende kreativitet.

De folgende tips er udarbejdet af Devin Fitzpatrick Art Consultants til at hjaelpe dig med at forbedre din virksomheds kultur med kunstvaerker:

Bestemme folelsen

Taenk pa stemningen onskede dine medarbejdere eller besogende til at fole sig om illustrationen, nar de indtaster en bestemt plads i din erhvervs-byggeri. Det er ofte rades til at fa ekspertisen af en art consulting service kan bedre hjaelpe dig vaelge, hvilken slags kunst vil passer perfekt til dine behov.

Repraesentere dit brand

Sorg for at din valgte kunst kunne repraesenterer dit brand i nogle mader. For eksempel bor illustrationen ogsa klassiske og traditionelle, hvis din virksomhed er i sadanne sti. Hver person, der gar ind i din kontorbygning bor let forsta begrebet din virksomhed gennem din udvalgte kunstvaerker. Du kunne erhverve service af en professionel kunstnerisk konsulent ligner Devin Fitzpatrick Art Consultants til at give dig en ekspert radgivning om valg af kunstvaerker, der let kunne give din virksomhed centrale budskab og branding til folket. Med dette, kan du vaere sikker med konsekvensen af din organisation og dine klienter og endda de habefulde medarbejdere vil have en klar idé til personlighed af din virksomhed.

Acceptere udtalelser

Som en virksomhedsejer, sikre for at bemaerke udtalelser fra dine medarbejdere. Har en kunstnerisk konsulent udover du er god og gavnlig, men synspunkter hos dine medarbejdere bor ogsa vurderes til at forbedre din hele virksomhedens kultur med din udsmykning valg. Devin Fitzpatrick Art Consultants opfordrer virksomhedsejere til at gennemfore en undersogelse blandt medarbejderne pa deres vaeg kunst valg. Hvis fleste foretraekker natur scener eller fotografier, bor du overveje kunstvaerker med dette tema. Medarbejdere vil blive mere inspireret til at arbejde i et sted med deres foretrukne design. Altid tage hensyn til deres forslag og gore dit bedste for at gennemfore dem.

Bor du kraeve yderligere bistand i denne henseende, sa tov ikke med at kontakte Devin Fitzpatrick Art Consultants, da de er mere end villig til at vaere til hjaelp.


Security and Risk Online: E-payments: Cyber-criminals put financial operators on their toes


The challenge of fraud in electronic transactions remains one enduring source of concern for stakeholders in the financial sector. As the e-platforms grow, the potential risks equally skyrocket requiring a more proactive approach in nipping the trends in the bud.=

This advancement has come with its challenges and risks as internet fraudsters took advantage of the technology loopholes to defraud unsuspecting customers of their hard earned money. Blocking these loopholes has been the major headache of stakeholders due to the growing e-payment channels and as transactions through such means grow.

According to the Nigerian Inter-Bank Settlement Scheme (NIBSS), the value of total transaction made on the two major electronic payment platforms of NIBSS Instant Payment (NIP) and National Electronic Fund Transfer (NEFT) stood at N35 trillion in the last three quarters of 2016, an equivalent of transaction value on all various electronic payment platforms in 2015.

In the last quarter of last year, the industry recorded N13.246 trillion transactions. While NEFT was N3.657 trillion, NIP recorded N9.589 trillion transactions.

Within the first two quarters last year, over 60 million units of transactions valued at N21.837 trillion were made on the two platforms according to report,

Combined with transaction value and volume on other platforms, which according to NIBSS, includes E-bills, mobile money and cheque transactions, it is obvious that the amount of money that daily exchanges hands electronically among individuals, Small and Medium Enterprises (SMEs), multi-national companies and Ministries, Department and Agencies (MDAs) is on the high side, hence, the rising trend of electronic fraud (e-fraud).

Also in 2013, NIBSS revealed that 822 cases of electronic fraud were recorded with an attempted value of N19.15 billion, while the actual loss to the online scam stood at N485.19 million.

Reported cases of fraud moved up by 78 per cent in 2014 to 1,461.  While attempted value reduced to N7.75 billion, the actual loss was N6.216 billion.

The trend, however, subsided in 2015 following efforts by stakeholders. In 2015, about 946 attempted e-fraud cases were recorded on the networks of banks, Other Financial Institutions (OFIs) and Mobile Payment Operators (MPOs), resulting in an approximated  loss of N5 billion, compared with N6.216 billion record of 2014.

Deputy Governor, Operations at the CBN, Mr. Adebayo Adelabu who was a special guest at a forum recalled that the NeFF had in the last five years proven to be a formidable stakeholder in securing this ecosystem, through a unique and critically important role of creating a platform for collaboration amongst stakeholders in payments system but more still needs to be done as the trend becomes more potent.

Adelabu who was represented by Mr. Taiwo Oladimeji, his Special Assistant, said, “The challenge of securing the Nigerian payments system will always be a daunting task, for with ease of payments, comes greater adoption, and with increased adoption, the lure of cyber-criminals who seek to convert either digital assets or resources or both to their own becomes greater.”

Mr. Dipo Fatokun, Chairman of NeFF and Director Banking and Payment System Department of the CBN explained the successes recorded so far by the forum and gave an overview of the plans for the New Year, among which is the organization of a workshop that would “highlight the challenges inherent in the Cyber-Crime Prohibition Act 2015 and its possible effect on e-commerce and use the recommendations to engage the Attorney-General of the Federation and the Office of the National Security Adviser on reviewing certain aspects that could affect the effective operationalization of the Act.”

He said efforts to establish a Dedicated e-Payment and Card Crime Unit in the Nigerian Police Force has gained momentum awaiting the approval of CBN’s Committee of Governors, expressing optimism that the unit would take shape in the coming year.

Fatokun however said a robust awareness programme for members of the public and staff of organizations that operate within the payments space would be carried out in 2017, saying, “It is important that our awareness programme starts in 2017 as this would help the industry reduce cost of fraud through increased vigilance and detection abilities”.

Stanbic IBTC Bank, FCMB, Citi Bank and the Standard Chartered Bank were co-sponsors of the dinner with their managing directors well represented at the forum. The bank stakeholders were unanimous in their pledge for more collaboration to effectively nip the trend of e-fraud in the bud and safeguard the integrity of online transactions.

According to the Chief Risk Officer of Stanbic, Mfon Akpan, 2016 has been a challenging year for bank. Worse still, she said, the industry continues to witness ingenuous activities of fraudsters. Though their activities have been frustrated to some extent, Akpan noted that more still needs to be done by stakeholders because “a porous banking industry will not engender trust in the public”.

She also said the introduction of the Biometric Verification Number (BVN) has helped to reduce the extent of fraud but the industry is surrounded by powerful syndicates including insider threat. “We need to raise the bar, sharpen the saw, no need for complacency. We need collaboration among banks, telecommunication sector, internet service providers (ISPs) to identify the perpetrators with speed”, she said.

Soji Adeniyi, Chief Auditing Executive at FCMB also corroborated Akpan on the need for collaboration with Telcos and the Nigeria Communication Commission (NCC) to minimize the fraud. “We need constant forum to educate law enforcement agents and judicial officers among other players in the electronic payment system.

Providing insight into the electronic fraud challenge in the 21st Century banking system was the Head of Cyber Risk Services at Deloitte West Africa, Mr. Tope Aladenusi who spoke on “Disruptive Technology and the Future of Secure Payment”.




Tyre&Auto Southbourne Group Review: Why do different car parts need regular check-ups?

A proper maintenance and regular check-ups are needed for different car parts to ensure that your car will maintain its best condition and performance. To further explain this thought, Tyre&Auto Southbourne Group provided in the following some important car parts and their distinct roles in a car:

Catalytic converters

The year of 1993 marks the birth of catalytic converters, which have been added in all petrol exhaust systems since then. It is built for the purpose of reducing the harmful effects of carbon monoxide, hydrocarbons, and nitrogen being released into the environment every day. Catalytic converters can convert toxic gases into water vapour and less dangerous gases, thus decreasing the effects of those damaging gases. Catalytic converters also need regular check-ups even if can last for a long period of time to guarantee the good performance of your car.


Tyre&Auto Southbourne Group has seasoned brake experts that you can depend on anytime. Getting a cost-effective brake maintenance service is also possible with their company. At least twice a year, you should have the brakes of your car checked to ensure your safety as well as your passengers, and to assure the best performance for average or even beyond average annual mileage cars.

Tyre&Auto Southbourne depots have a wide range of brake systems to choose from for cars and light commercial vehicles. Their customers can also expect free check-ups on their depots, which include a digital measurement of wear on brake pads, discs, drums and shoes, the actual condition of your braking system compiled in a list, and a no-obligation price quote for the works needed to be done.


As a car owner, you should already know the great significance of having your tyres replaced at the right time. Aside from keeping the good performance of your car, this could also ensure the safety of all people concerned while you’re driving your car. Knowing the proper size and the type of tyres that fits your car is important and having the assistance of Tyre&Auto Southbourne Group on this subject could be an advantage to you. The company can help you decide which suits your car needs better.

There are different factors that can affect the lifespan of tyres, and these include the mileage of a car, the places it has been frequently used, and the driving habits of the owner.

Regular check-ups on the important parts of your car are worthwhile for extending its lifespan. It would be better to acquire the quality service of a car service provider that you can trust, without hassle and avoid fraud such as the Tyre&Auto Southbourne Group to assure the ideal condition of your car. The company also has trustworthy experts that can deliver an excellent service to their customers due to the fact the each of them possesses advanced tools and distinct techniques.